Terms of Use

Last updated: February 2026

1. About this website

This website is operated by Cyber-Logica Ltd (trading as Torus Security), registered in England and Wales. Cyber-Logica Ltd is an Appointed Representative of [Principal Name].

2. Use of this website

This website is provided for informational purposes. The content does not constitute financial advice, insurance advice, or a recommendation to purchase any particular product. All insurance products are subject to individual terms, conditions, and exclusions set by the relevant insurer.

3. Non-advised service

Torus Security operates as a non-advised comparison service. We present insurance options from multiple carriers based on your risk data. We do not recommend specific products or provide advice on which policy is most suitable for your circumstances. The decision to purchase any insurance product is yours alone.

4. Risk intelligence reports

Our risk intelligence reports are generated using proprietary models based on publicly available data, industry benchmarks, and the FAIR (Factor Analysis of Information Risk) methodology. While we take care to ensure accuracy, reports are provided for informational purposes and should not be treated as a comprehensive security assessment or audit.

5. Accuracy of information

We make reasonable efforts to ensure the information on this website is accurate and up to date. However, we do not warrant the completeness or accuracy of the content. Insurance premiums, coverage terms, and carrier availability are subject to change without notice.

6. Intellectual property

All content on this website, including text, graphics, logos, the RiskVector visualisation, risk scoring methodologies, and software, is the property of Cyber-Logica Ltd or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Limitation of liability

To the fullest extent permitted by law, Cyber-Logica Ltd shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided. Nothing in these terms excludes liability for death or personal injury caused by negligence or for fraud.

8. Third-party links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

9. Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

For questions about these terms, contact us at contact@torus.security.